The mortgage rules are change again Belleville and here’s what you need to know: • You will need a bare minimum of 5% down payment and can NO longer use any cash back arrangement for your down payment. • You will now only be able to amortize your mortgage for a maximum of 25 years … Read more
When buying a house, location & neighboourhood is as important as the house itself. Here are a few tips to help you decide which neighbourhood is perfect for you.
Buying or selling a home is a major financial and emotional undertaking. Find out why you shouldn’t discard the notion of hiring a real estate agent.
The Ontario Real Estate Association (OREA) REALTOR® Value Ad Campaign commercials.
The stats are out for 2012 and here’s how things shaped up. I’m proud to be part of such a strong and competitive company as we continue to provide fantastic service to all our clients past, present and future. We looking forward to seeing everyone at our Customer Appreciate Movie Event this Month. Team … Read more
Ottawa, ON, August 15, 2012 – According to statistics released today by The Canadian Real Estate Association (CREA), national resale housing activity remained stable from June to July 2012. Prices are off their recent peaks in Greater Vancouver and Greater Toronto, but remain above year-ago levels in most markets. Highlights: • Home sales activity little … Read more
Here’s a video with some important & low cost tips to improve your home’s curb appeal.
Here are 5 helpful tips for quality renovations to maximize your selling price.
Here’s the Market update for May. We’re trying to get this out for everyone on a regular basis, monthly at least quarterly. As always if you have questions about how this information might effect you or your home value please ask. [iframe width=”560″ height=”315″ src=”http://www.youtube.com/embed/soS-4udlWFo?rel=0″ frameborder=”0″ allowfullscreen]
Ben Bernanke, U.S. Federal Reserve Chairman announced yesterday that the American benchmark interest rate would stay low until at least late 2014. Here in Canada, as recently as the weekend, Bank of Canada Governor Mark Carney highlighted that our economy continues to show resilience. Predicting modest growth for this year, he points to 2 per … Read more
Prince Edward – Lennox & Addington Social Services (PELASS) in conjunction with the Canada-Ontario Affordable Housing Program is offering an exciting home ownership opportunity. Down payment assistance may be available for up to 5% of the maximum purchase price of $210,000 for a new or re-sale home. Residents of the Counties of Lennox & Addington … Read more
It was announced that Mortgage rates are increasing in the next day or two. If you are thinking of remortgaging or buying or selling your home in the next three to four months, lock in now with the low interest rate. I am here to help, if you need a recommendation for your mortgage or … Read more
Belleville and Quinte Links: http://www.quintemls.com Other Links: Landlordsinfo by LANDLORD’S SOURCE CENTRE, provides Support, Help, Information, Online Courses, Product, Services, Reference and Research Tools for the Protection and Education of all landlords. Accounting Information for You Trusted REALTORS®: North Bay Real Estate The Karen Brown Team London Real Estate Scott Gunn Port Credit Real Estate … Read more
Ontario has introduced new driving laws in regards to the use of portable electronic devices. I thought everyone might like to know. Ontario Legislation Countering Distracted Driving and Promoting Green Transportation Act, 2009 Q1. What devices are not allowed to be used while driving? A1. Drivers cannot use handheld wireless communications devices while driving. This … Read more
Flower garden, like all types of gardens, has basic needs, an adequate supply of water, sunlight, and fertile soil. Water is essential especially during the heat of summer. Also determine the water requirements of each plant you have in your garden. Make sure that the soil is rich with nutrients. Fertile soil will aid flowers … Read more
The roof is your first line of defense from the elements and roofs get more abuse from these elements than any other part of the building. Regular roof inspection will lead to early detection of roof problems such as signs of weakness, deterioration or hazard. It also determines if the roof system is performing according … Read more
When starting a flower garden most people just start digging and immediately planting every plant they can think of, commonly neglecting the imperatives in flower gardening. It could be less daunting and a lot of fun if one thinks things through a little bit more. Listed below are tips on how you can come up … Read more
It is vital to periodically check the overall condition of a home. Routine maintenance for your gutter is one of the best tips to preserve the value of your home. Gutters demand high quality and preventative maintenance. Homeowners usually neglect or pay little attention to their gutters. They soon discover a number of problems and … Read more
A new wood deck is a useful addition to your home, which gives a warm, beautiful connection with the outdoors, adding to a home’s asset and setting the stage for a world of outdoor activities. Unfortunately decks take a lot of abuse from continued exposure from frequent drastic changes of our weather, making its beauty … Read more
Spring is a much loved season for many people and it is definitely easy to understand why this is so. Spring is when the earth awakes back to life after a long cold winter, when the first flowers begin to blossom and the green world is beginning to return from a winter starved of color. … Read more
Most of the major defects in your home are the consequence from the failure of one or more of the components to your property. More frequently than not, this will be on the exterior of your house, which you may not regularly look at to recognize problems as they occur. It is all too easy … Read more
Choosing garden flowers is a little daunting, but it is also exciting and always an adventure. What should I plant? This is the biggest gardener’s subject. Selecting plants is one of the toughest gardening tasks, simply because there are so many to choose from. There are a lot of factors to consider. One of these … Read more
We have learned that plants have four basic needs, namely: sunlight, water, soil (nutrients) and air. Incorporating this knowledge in gardening assures us of healthy plants which are the main focus of our garden. We must carefully consider the needs of each plant that we are planning to include in our garden. Each should thrive … Read more
It’s time to bring back the life and beauty to your home…….it’s time for spring home maintenance. With the daylight savings time in effect, let’s make use of the extra sunshine to keep our homes in good condition. Before you start with your chores, grab a pen and paper and make a checklist of the … Read more
Winter is officially over and here comes one of the best seasons, spring. This is when everything comes to life. Spring is considered a period of growth and new life. After surviving a long winter, it is now the time to go out, appreciate sunshine, budding plants, birds and everything around us. Spring is synonymous … Read more
The purpose of home maintenance is not just to maintain a clean and well-organized home. It is done to ensure that the home is in optimum condition, is healthy and safe for those living in it. Regular maintenance and home care also saves you time and money. Furthermore, it protects ones investment; a well-preserved and … Read more
CAROLYN IRELAND From Friday’s Globe and Mail January 23, 2009 at 12:00 AM EST All things considered, Stacy Morris and Jamee Lakas got along awfully well sharing a cramped dorm room at the University of Waterloo. So well, in fact, that the roommates speculated that some day — if they were both single — they … Read more
PRESS RELEASE FROM THE QUINTE & DISTRICT REAL ESTATE BOARD INC. Sales: Dollar sales, Year to Date, 2008 decreased by 13.7%, going from $619,412,799 in 2007 to $534,271,991 in 2008. Listings: The number of new listings, year to date, increased 14.8%, from 6,184 in 2007 to 7,101 in 2008. Average Residential Purchase Price The Year … Read more
Assessed values of a single family detached home will be jumping on average 27 present with the MPAC assessments. Assessment increases will occur over the four-year phase-in introduced by the provincial government. Belleville home owners received their assessments as well. “Residential property values have increased by approximately 42 per cent in Hastings County since 2005, … Read more
Despite the feeling of a declined market, sellers still remain optimistic about selling their home. Accoriding to the Canadian Real Estate Association Canada showed a second monthly record of new listings coming on the market, with Ontario showing strong growth in listings. Residential listing grew 1.8 percent on the adjusted month over month basis with … Read more
The Florida Association of REALTORS® recently wrote an article describing how in some areas of the Southern United States up to 50% of purchased homes are bought by Canadians. I’m sure many of them have been from Belleville as we have a large snowbird population living in our community. It’s no surprise with the low … Read more
The Chief Economist at Merrill Lynch Canada expects two rate cuts of .25 bps (1/4 of 1%) each in December and January. The prediction comes despite the highest inflation in the last five years due to increased fuel costs. However, the optimism is spurred by the fact that oil prices seem to be on a … Read more
by Glenn May Anderson – Dominion Lending Belleville The federal government introduced changes to the Mortgage Insurance industry yesterday that will have an impact on consumers with less-than-perfect credit, those looking at longer-term amortizations, or those looking to purchase without a down payment. Mortgage Insurance (sometimes called Mortgage Default Insurance) is used by clients wishing … Read more
by Brandon Cornett Why should I bother staging my home? What do I get back for all the time and effort I put in? This is one of the most common home staging questions among sellers, especially those who are selling in a seller’s market. Here’s the bottom line: Staging your home can benefit you … Read more
by Brandon Cornett The home inspection is an essential part of the home buying process. In this article we will talk more about the home inspection, how it works, how to find an inspector, and related topics. What Does a Home Inspector Do? In short, an inspector checks the safety and functionality of your potential … Read more
We’re often asked what charities and community events do we support. Well here’s a quick list of some of the events we sponsor and causes we help out. RLP Shelter Foundation(Donations going to local Shelters) RLPA Christmas Wish Tree(Providing gifts at Christmas for sheltered families) RCAF Memorial Museum Belleville General Hospital Foundation Fund Habitat for … Read more